Rational Investing

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Market Volatility

Volatility is an inherent part of the market that occurs when the markets undergo the digestion of new data and or occurrence that alters basic fundamentals and expectations of economic growth and company earnings.

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CD Rate - Historical Note

Not since the days of inflation and high interest rates have Certificates of Deposits (CDs) been perceived as a viable source of income for retirees and conservative savings for working individuals.

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"Investing should be like watching paint dry or grass grow. If you want excitement, take $800 and go to Las Vegas." Paul Samuelson
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Doing It When You're Young

Tsk, tsk....this may not be what you thought it was about. The sooner you start, the better the outcome.

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Help For Illinois Teachers

On a per capita basis no state is in worse financial shape than Illinois.

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An Alternative to Low Interest Rates

This is no surprise coming from us. We've been writing about it since long before the recent and growing recognition of its value by the minions in the media and on Wall Street: Use high quality companies with long histories of regularly increasing their dividends.

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Wireframed glasses sitting on top of the folded financial section of a newspaper
Maggie the Cat, Part 1

Her name was Margaret, but I called her "Maggie the Cat," a sobriquet picked up from Tennessee Williams' Cat on A Hot Tin Roof.

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Maggie the Cat, Part 2

We pick up about three months after Maggie the Cat left my office at the bank, me shaking my head as she departed, wondering if I would ever get her to diversify her portfolio.

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“The best time to plant a tree was 20 years ago. The second best time is now.” Chinese Proverb
Lettered dice arranged to spell PROFIT, LOSS, and RISK
The Red Flag of High Yields

Several years ago, our client Phil M. asked for our opinion about a municipal bond that he was told by a Florida bond salesman paid 10%.

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